MBA Mid-Winter Housing Finance Conference 2027

Organized by Mortgage Bankers Association

March 7, 2027–March 10, 2027 — MBA's Mid-Winter Housing Finance Conference brings together senior executives from across the country to discuss pressing issues in real est

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Ritz-Carlton Bachelor Gulch, 0130 DayBreak Ridge Avon, CO 81620

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Agenda

Agenda last updated

  1. – Registration and Hospitality Room registration — Salon III

    Drop by the Hospitality Room to pick up your badge and welcome bag, get information on the program and ski race, and enjoy some refreshments.

  2. – Welcome Reception reception — Buffalos

    Gather with industry friends and make new connections over delicious food and drinks. Located in Buffalos, right off the hotel lobby.

  3. – Breakfast meal — Ballroom Pre-Function I

    Start your day with relaxed networking over a bountiful breakfast and mountain views.

  4. – Registration and Hospitality Room registration — Salon III

    Drop by the Hospitality Room to pick up your badge and welcome bag, get information on the program and ski race, and enjoy some refreshments.

  5. – OPENING GENERAL SESSION: Download From DC: Polling vs. Policy general — Salon I

    Housing and affordability are dominating headlines, from the heights of Davos to the halls of DC and during the runup to the midterm elections. MBA's President and CEO Bob Broeksmit recaps the DC state of play and, joined by panelists, offers a roadmap to what's ahead for real estate finance. The session opens with remarks from MBA's 2026 Chair Christine Chandler.

  6. – GENERAL SESSION: Powder or Ice? Reading the Market Conditions Ahead general — Salon I

    MBA'S Chief Economist leads a market outlook discussion that delivers a clear, data-driven view of the forces shaping today's real estate finance landscape and what they mean for leadership decisions in the year ahead. Industry experts examine current market activity, interest rate and capital market dynamics, credit and liquidity conditions, and emerging risks and opportunities across housing finance. This session cuts through the noise to highlight the indicators that matter most, offering perspective on where the market is headed and how you can position your organization for resilience, growth, and competitive advantage.

  7. – Registration and Hospitality Room registration — Salon III

    Enjoy the relaxed seating and refreshments in the Hospitality Room. MBA Staff are also available for any questions you may have about the program, events, or the ski race.

  8. – GENERAL SESSION: Fireside Chat with the GSEs general — Salon I

    Gain timely insight into the latest programs, priorities, and strategic direction at Fannie Mae and Freddie Mac in this closed-door discussion designed for senior industry leaders. Representatives from the GSEs share updates shaping the housing finance landscape and discuss what's ahead for their platforms, policies, and partnerships.

  9. – Cocktail Reception reception — Ballroom Pre-Function I
  10. – GENERAL SESSION: Reading the Political Terrain – Charting Washington's Next Run general — Salon I

    As Washington barrels toward the 2026 midterm elections, political motivations are already shaping policy, regulation, and the pace of action in Congress and across federal agencies. This session offers a practical assessment of the political conditions ahead and where the terrain is smooth, icy, or rocky – and what that means for housing finance and mortgage markets. Attendees gain insight into shifting power dynamics, emerging policy priorities, and how to balance risk versus opportunity in a rapidly evolving advocacy environment.

  11. – Breakfast meal — Ballroom Pre-Function I

    Start your day with relaxed networking over a bountiful breakfast and mountain views.

  12. – Registration and Hospitality Room registration — Salon III

    Enjoy the relaxed seating and refreshments in the Hospitality Room. MBA Staff are also available for any questions you may have about the program, events, or the ski race.

  13. – GENERAL SESSION: Navigating the Credit Scoring Terrain general — Salon I

    MBA has been leading efforts to reform the industry's credit reporting and scoring process to drive competition, better data and affordability. For decades, the process of assessing a borrower's credit history has remained fundamentally the same. Modernization aimed at improving predictiveness, enhancing competition and lowering costs, including the 2018 Credit Score Competition Act, have fallen short, leaving the industry reliant on the FICO Classic, the mandatory tri-merge and ever-rising costs. In this session, industry practitioners lead a conversation about MBA's recommendations to adopt the latest credit scores and move to the single-file credit report option. Add your voice to the discussion, including risk implications and implementation challenges.

  14. – GENERAL SESSION: A Look Ahead at the Regulatory Landscape general — Salon I

    With changes in play at the federal level and activity increasing in the states, the regulatory landscape is in flux. Gain insight on the upcoming initiatives at the Consumer Financial Protection Bureau and the future of supervision, enforcement and rulemaking.

  15. – The Kurt Pfotenhauer Memorial Epic Ski Race networking — Toyota Race Center Centennial Lift, Beaver Creek

    Sign up to be part of this good-natured competition and annual tradition honoring an industry icon. All experience levels welcome with bragging rights and prizes awarded in several categories. Drop by the Hospitality Room to learn more.

  16. – MORPAC Après Ski Happy Hour reception — Buffalo's Outside Bar

    MBA's federal bipartisan political action committee, MORPAC, is hosting a casual outdoor après ski gathering at Buffalo's bar exclusively for our 2026 MORPAC supporters. Expect light appetizers, a laid back mountain atmosphere, sunshine on our faces, and live music drifting in the background—a simple way to unwind together and show our appreciation for your support of MORPAC. Contact Jamey Lynch [email protected] for more info.

  17. – Registration and Hospitality Room registration — Salon III

    Enjoy the relaxed seating and refreshments in the Hospitality Room. MBA Staff are on hand to answer questions.

  18. – Cocktails & Dinner: From the Situation Room to the Boardroom with Lt. General H.R. McMaster meal — Ballroom Pre-Function I

    Global business leaders are navigating an era defined by geopolitical volatility, rapid technological disruption, and constantly shifting markets. Drawing on his experience as U.S. National Security Advisor, trusted advisor to global enterprises, and lecturer at Stanford University's Graduate School of Business, Lt. General (Ret.) H.R. McMaster offers a clear-eyed framework for leading through complexity and uncertainty. McMaster delivers practical, actionable insights to help executives anticipate risk, identify opportunity, and make confident decisions in a world where strategic leadership has never mattered more. Cocktails begin at 5:00, dinner seating at 6:00 sharp.

  19. – Breakfast meal — Ballroom Pre-Function I

    Make the most of your morning with a final opportunity to connect with fellow attendees with a hearty breakfast to fuel you before departure.

  20. – Registration and Hospitality Room registration — Salon III

    Use the open seating for your final meetings before departing. MBA Staff are available for any final questions or to help you register for future events.

  21. – GENERAL SESSION: Slopeside Super Session general — Salon I

    This open forum provides a final opportunity to bring your comments and questions to the floor with other attendees and MBA officers and staff. Dive further into hot topics like affordability, credit scoring, and regulatory change, or bring up other topics not explored on the week's agenda.